Find a Financial Planner in Jefferson County, AL

 

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We did the hard work of finding trustworthy partners in Jefferson County, AL.

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We Only Work With The Best Jefferson County Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

3rd Party Rankings

Our partners have been recognized by some of the best media publication sources like Financial Times, Investor.com, Forbes, and Barron’s

Conflict Free

Our partners will also never sell proprietary investment products

Experience

All leads will be connected with a firm who has been in business for 20+ years

Education & Designations

All leads will be given to a certified CFP with designation from FINRA

Trustworthiness

All of our partners are credible — No conflicts of interest and no disciplinary history

 

Our Process for Choosing
An Independent Financial Advisor in Jefferson County, AL


  • Financial Advisor Close to Jefferson County, AL

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

 

How Can a CFP® in Jefferson County Help You?

Wealth management is a type of financial planning that focuses on asset protection and risk management for high-net-worth individuals and organizations. It provides those in the Jefferson County area with advisory and management services on the full spectrum of a client’s finances, including financial and investment advice, legal and estate planning, accounting, tax services, business financial planning, debt management, and retirement planning.
Personal financial planning is a financial advisory service focused on helping individuals navigate the correct path to achieve their financial goals. Personal financial planning can look different from client to client, but in Jefferson County, it typically provides counsel on investing, retirement savings, taxes, estate planning, and risk management.
19.3% of Jefferson County's population is of retirement age (62 years and older). For those individuals, the goal of retirement planning is to create a source of income for one’s retirement years. It starts with determining an individual’s retirement goals and then lays out a financial strategy to accomplish them. In the Jefferson County area, this strategy might include income and expense planning, savings strategies, investing advice, and asset and risk management.
Estate planning is defined as the establishment of a legally compliant and comprehensive plan of action for the distribution of your asset base upon your death. In the Jefferson County area, estate planning may also consist of legal documentation regarding who is allowed to make medical decisions on your behalf, should you become incapacitated, as well as funeral arrangements.
Business financial planning sets out the financial path a company takes to achieve its goals over a stated timeline. Business financial planning can be very granular, addressing specific projections for business expansion, equipment needs, staffing, resources, cash flow, and financing options in the Jefferson County area.
Through tax planning, clients can strategize how best to minimize their tax payments through deductions and write-offs. Tax planning in the Jefferson County area is generally long-term and performed with the help of a qualified planner. Tax planning strategies will differ depending on depending on where you live. Alabama has unique laws defining which actions trigger a taxable event and has the 11th lowest total tax burden in the U.S., including income, property, and sales tax.
Transition planning for divorce or loss of a spouse involves working with an attorney or financial advisor in the Jefferson County area to create a financial planning strategy to protect your assets and heirs in the event of death or divorce. It typically includes updating wills and trusts, evaluating life insurances, long-term care arrangements, and creating inventories of bills, financial accounts, and other interests.
Debt consolidation is a good way to make high-interest debts more manageable. Advisors in the Jefferson County area can bundle high-interest loans together under more favorable financing terms. This often results in lower interest rates, or lower monthly payments.

 

The Value of Working With the Best Financial Planners in Jefferson County, AL


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near Jefferson County, AL

We evaluated over 13,000 RIA firms to bring you the best of the best Jefferson County financial advisors.
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How Retirement-Friendly is Jefferson County, AL?

  • Population: 659,680
  • % of Population 62 Years and Over: 19.3%
  • Average Home Value: $174,200
  • Average Monthly Housing Cost: $934
  • Average Household Income: $78,812
  • Alabama Total Tax Burden: 7.45% (11th Lowest in U.S.)
  • Alabama Property Tax: 1.41% (Lowest in U.S.)
  • Alabama Individual Income Tax: 1.96% (16th Lowest in U.S.)
  • Alabama Sales and Excise Tax: 4.08% (12th Highest in U.S.)


The Top Financial Advisor Firms in Jefferson County, AL


HIGHLAND ASSOCIATES INC

Website

(205) 933-8664

2545 Highland Avenue South
Suite 200
Birmingham, AL 35205

SEC#: 801-30248
Years in Business: 33 years

JOHNSON STERLING, INC.

Website

(205) 871-9940

820 Shades Creek Parkway
Suite 3200
Birmingham, AL 35209

SEC#: 801-49811
Years in Business: 25 years

BIRMINGHAM CAPITAL MANAGEMENT CO INC

Website

(205) 967-7062

2 Perimeter Park South
Suite 235-East
Birmingham, AL 35243

SEC#: 801-20170
Years in Business: 37 years

HARBERT FUND ADVISORS, INC.

Website

(205) 987-5500

2100 Third Avenue North, Ste 600

Birmingham, AL 35203

SEC#: 801-55926
Years in Business: 22 years

REGIONS INVESTMENT MANAGEMENT, INC.

Website

(205) 264-7074

1900 5th Avenue North
Sixth Floor
Birmingham, AL 35203

SEC#: 801-27629
Years in Business: 34 years

BONAVENTURE CAPITAL, LLC

Website

(205) 626-9197

820 Shades Creek Pkwy., Ste. 1200

Birmingham, AL 35209

SEC#: 801-64141
Years in Business: 16 years

BHK SECURITIES, LLC

Website

(205) 322-2025

2200 Lakeshore Drive
Suite 250
Birmingham, AL 35209

SEC#: 801-67198
Years in Business: 14 years

BHK INVESTMENT ADVISORS

Website

(205) 322-2025

2200 Lakeshore Drive
Suite 250
Birmingham, AL 35209

SEC#: 801-66669
Years in Business: 14 years

MERIT FUND ADVISORS

Website

(205) 313-4809

2151 Highland Avenue South
Suite 200
Birmingham, AL 35205

SEC#: 801-110773
Years in Business: 3 years

MAYFAIR ADVISORY GROUP, LLC

Website

(205) 800-4311

3300 Cahaba Road
Suite 200
Birmingham, AL 35223

SEC#: 801-117219
Years in Business: 1 years