Grass Valley, CA Financial Advisors and Resources



Financial Advisor Firms in Grass Valley, CA


OSTROFE FINANCIAL CONSULTANTS INC

Website

(530) 273-4425

420 Sierra College Drive
Suite 200
Grass Valley, CA 95945

SEC#: 801-34048
Years in Business: 32 years

HORACE MANN INVESTORS, INC.

Website

(530) 446-6361

127 Mill Street

Grass Valley, CA 95945

SEC#: 801-80964
Years in Business: 6 years

LITMAN GREGORY ASSET MANAGEMENT, LLC

Website

(530) 268-8153

22303 Egbert Hill Road

Grass Valley, CA 95949

SEC#: 801-50916
Years in Business: 25 years


How Retirement-Friendly is Grass Valley, CA?

  • Population: 12,891
  • % of Population 62 Years and Over: 33.5%
  • Average Home Value: $336,900
  • Average Monthly Housing Cost: $1,082
  • Average Household Income: $59,278
  • California Total Tax Burden: 9.48% (10th Highest in U.S.)
  • California Property Tax: 2.64% (19th Lowest in U.S.)
  • California Individual Income Tax: 3.78% (4th Highest in U.S.)
  • California Sales and Excise Tax: 3.06% (17th Lowest in U.S.)


Grass Valley, CA Financial Advisor FAQs

Make sure you know your risk tolerance and your financial goals - do they align? What is the advisor's experience with similar situations in the past? Do they offer investment advice, fee-based or commission based? What is their client portfolio like (i.e., how much money has been entrusted to them)?
The best place to start is with your firm's HR department. They should be able to direct you to a list of pre-qualified brokers who are trustworthy, qualified, and adhere to the company's ethics. Once you have narrowed down your choices, it will be up to you the client whether or not they want representation by someone at that broker.
Typically, the payment is handled through a commission. Advisors are awarded an incentive for either product sales or often as a percentage of assets under management (AUM). Because this fee is directly related to the amount of money that an advisor manages on behalf of their client, advisors can earn much more by increasing AUM.
Yes, in many cases it is important for you to give in the best information in order to make an informed decision about your future.