Find a Financial Planner in Gaithersburg, MD

 

Get Top Tier Financial Planning

We did the hard work of finding trustworthy partners in Gaithersburg, MD.

Jump To List of Advisors

  • This field is for validation purposes and should be left unchanged.

We Only Work With The Best Gaithersburg Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

3rd Party Rankings

Our partners have been recognized by some of the best media publication sources like Financial Times, Investor.com, Forbes, and Barron’s

Conflict Free

Our partners will also never sell proprietary investment products

Experience

All leads will be connected with a firm who has been in business for 20+ years

Education & Designations

All leads will be given to a certified CFP with designation from FINRA

Trustworthiness

All of our partners are credible — No conflicts of interest and no disciplinary history

 

Our Process for Choosing
An Independent Financial Advisor in Gaithersburg, MD


  • Financial Advisor Close to Gaithersburg, MD

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

 

How Can a CFP® in Gaithersburg Help You?

Wealth management is a type of financial planning that incorporates many other financial services. Catering to high-net-worth individuals in the Gaithersburg area, wealth managers seek to build comprehensive wealth for their clients through a variety of vehicles, including investments, retirement planning, estate planning, asset management, tax planning, and more.
Financial planning is a service in which a qualified professional creates a detailed plan for a client's financial future. Plans in Gaithersburg can include budgeting, retirement planning, tax planning, spending and saving strategies, and more.
14.8% of Gaithersburg's population is of retirement age (62 years and older). Retirement planning for those individuals is designed to ensure that retirees are able to secure a stream of income for later in life. Many retirement plans provide a powerful framework for achieving this goal. If you are unsure of where to start, a retirement planner in the Gaithersburg area can create a custom plan and walk with you each step of the way.
In the Gaithersburg area, an estate plan consists of a set of legally binding documents that describe how your estate should be divided upon your death. The purpose of an estate plan is to eliminate any ambiguity regarding the line of inheritance for your estate once you are unable to arbitrate it yourself.
Business financial planning sets out the financial path a company takes to achieve its goals over a stated timeline. Business financial planning can be very granular, addressing specific projections for business expansion, equipment needs, staffing, resources, cash flow, and financing options in the Gaithersburg area.
The goal of tax planning is to minimize an individual’s or organization’s tax liabilities, while maximizing their overall long-term financial situation. In the Gaithersburg area, tax planning is often included with other services like asset management, estate planning, and retirement planning. Tax planning strategies will differ depending on depending on where you live. Maryland has unique laws defining which actions trigger a taxable event and has the 12th highest total tax burden in the U.S., including income, property, and sales tax.
Transition planning for divorce or loss of a spouse involves working with an attorney or financial advisor to create a financial planning strategy to protect your assets and heirs in the event of death or divorce. In the Gaithersburg area, it typically includes updating wills and trusts, evaluating life insurances, long-term care arrangements, and creating inventories of bills, financial accounts, and other interests.
Debt consolidation and management is a service that can be performed by a qualified financial advisor in which they combine multiple existing loans into a single loan with more favorable financing terms. Advisors in the Gaithersburg area often use this strategy when clients have high-interest credit card debt or private student loans.

 

The Value of Working With the Best Financial Planners in Gaithersburg, MD


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near Gaithersburg, MD

We evaluated over 13,000 RIA firms to bring you the best of the best Gaithersburg financial advisors.
  • This field is for validation purposes and should be left unchanged.


How Retirement-Friendly is Gaithersburg, MD?

  • Population: 67,742
  • % of Population 62 Years and Over: 14.8%
  • Average Home Value: $389,400
  • Average Monthly Housing Cost: $1,803
  • Average Household Income: $118,318
  • Maryland Total Tax Burden: 9.32% (12th Highest in U.S.)
  • Maryland Property Tax: 2.67% (20th Lowest in U.S.)
  • Maryland Individual Income Tax: 3.89% (3rd Highest in U.S.)
  • Maryland Sales and Excise Tax: 2.76% (10th Lowest in U.S.)


The Top Financial Advisor Firms in Gaithersburg, MD


CARMICHAEL HILL & ASSOCIATES INC

Website

(301) 217-9300

18 East Diamond Ave

Gaithersburg, MD 20877

SEC#: 801-34173
Years in Business: 32 years

KILNER CAPITAL ADVISORS, LLC

Website

(301) 840-0501

438 N. Frederick Avenue
Suite 465
Gaithersburg, MD 20877

SEC#: 801-69347
Years in Business: 13 years

NEA MEMBER BENEFITS

Website

(301) 251-9600

900 Clopper Road
Suite 300
Gaithersburg, MD 20878

SEC#: 801-64989
Years in Business: 15 years