Find a Financial Planner in Champaign, IL

 

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We Only Work With The Best Champaign Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

3rd Party Rankings

Our partners have been recognized by some of the best media publication sources like Financial Times, Investor.com, Forbes, and Barron’s

Conflict Free

Our partners will also never sell proprietary investment products

Experience

All leads will be connected with a firm who has been in business for 20+ years

Education & Designations

All leads will be given to a certified CFP with designation from FINRA

Trustworthiness

All of our partners are credible — No conflicts of interest and no disciplinary history

 

Our Process for Choosing
An Independent Financial Advisor in Champaign, IL


  • Financial Advisor Close to Champaign, IL

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

 

How Can a CFP® in Champaign Help You?

Wealth management is a comprehensive financial service that focuses on building well-rounded wealth for clients. Typically used by high-net-worth individuals and organizations in the Champaign area, wealth managers seek to attend to each client's individual needs while creating their comprehensive management plans. Wealth management may be performed by an individual, but is often performed by a small team.
Personal financial planning focuses on organizing and optimizing a client's finances through risk management, debt reduction, investment management, and more. Some of the most common services in Champaign include retirement planning, investment management, tax planning, estate planning, asset management, and debt management.
12.4% of Champaign's population is of retirement age (62 years and older). For those individuals, the goal of retirement planning is to create a source of income for one’s retirement years. It starts with determining an individual’s retirement goals and then lays out a financial strategy to accomplish them. In the Champaign area, this strategy might include income and expense planning, savings strategies, investing advice, and asset and risk management.
Estate planning involves much more than just setting up a will. In the Champaign area, it may involve setting up a trust and naming an executor, complying with estate tax law, updating insurance and retirement accounts, making funeral arrangements, and more. There are many ways to divy your estate, from directly giving to beneficiaries to funding future education accounts.
Business financial planning is the task of mapping out a path to achieving a business's financial goals. These goals are often expanded and reevaluated as the company grows, making financial planning for businesses in the Champaign area an ongoing effort.
The goal of tax planning is to minimize an individual’s or organization’s tax liabilities, while maximizing their overall long-term financial situation. In the Champaign area, tax planning is often included with other services like asset management, estate planning, and retirement planning. Tax planning strategies will differ depending on depending on where you live. Illinois has unique laws defining which actions trigger a taxable event and has the 9th highest total tax burden in the U.S., including income, property, and sales tax.
Transition planning for divorce or loss of a spouse involves working with an attorney or financial advisor in the Champaign area to create a financial planning strategy to protect your assets and heirs in the event of death or divorce. It typically includes updating wills and trusts, evaluating life insurances, long-term care arrangements, and creating inventories of bills, financial accounts, and other interests.
Debt consolidation and management typically involves rolling several loans into a single loan with better financing terms, such as a lower monthly payment or interest rate. Debt consolidation is a popular strategy for advisors in the Champaign area when dealing with high-interest credit card debt and private student loans.

 

The Value of Working With the Best Financial Planners in Champaign, IL


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near Champaign, IL

We evaluated over 13,000 RIA firms to bring you the best of the best Champaign financial advisors.
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How Retirement-Friendly is Champaign, IL?

  • Population: 87,636
  • % of Population 62 Years and Over: 12.4%
  • Average Home Value: $168,100
  • Average Monthly Housing Cost: $997
  • Average Household Income: $73,280
  • Illinois Total Tax Burden: 9.52% (9th Highest in U.S.)
  • Illinois Property Tax: 4.00% (8th Highest in U.S.)
  • Illinois Individual Income Tax: 2.11% (19th Lowest in U.S.)
  • Illinois Sales and Excise Tax: 3.41% (24th Highest in U.S.)


The Top Financial Advisor Firms in Champaign, IL


COZAD ASSET MANAGEMENT INC

Website

(217) 356-8363

2501 Galen Drive

Champaign, IL 61821

SEC#: 801-18060
Years in Business: 38 years

BLUESTEM FINANCIAL ADVISORS, LLC

Website

(217) 352-0000

1802 Fox Drive
Suite A
Champaign, IL 61820

SEC#: 801-116798
Years in Business: 1 years

HOLDER WEALTH MANAGEMENT

Website

(217) 398-4015

2504 Galen Drive
Suite 105
Champaign, IL 61821

SEC#: 801-112398
Years in Business: 3 years

RUEDI WEALTH MANAGEMENT, INC.

Website

(217) 356-1400

2502 Galen Drive
Suite 102
Champaign, IL 61821

SEC#: 801-80415
Years in Business: 6 years

STERLING WEALTH MANAGEMENT, INC.

Website

(217) 398-1900

301 N. Neil Street, Suite 203

Champaign, IL 61820

SEC#: 801-112948
Years in Business: 3 years