Find a Financial Planner in Carlsbad, CA

 

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We Only Work With The Best Carlsbad Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

3rd Party Rankings

Our partners have been recognized by some of the best media publication sources like Financial Times, Investor.com, Forbes, and Barron’s

Conflict Free

Our partners will also never sell proprietary investment products

Experience

All leads will be connected with a firm who has been in business for 20+ years

Education & Designations

All leads will be given to a certified CFP with designation from FINRA

Trustworthiness

All of our partners are credible — No conflicts of interest and no disciplinary history

 

Our Process for Choosing
An Independent Financial Advisor in Carlsbad, CA


  • Financial Advisor Close to Carlsbad, CA

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

 

How Can a CFP® in Carlsbad Help You?

Wealth management is a type of financial planning that incorporates many other financial services. Catering to high-net-worth individuals in the Carlsbad area, wealth managers seek to build comprehensive wealth for their clients through a variety of vehicles, including investments, retirement planning, estate planning, asset management, tax planning, and more.
Personal financial planning is a service offered by qualified financial experts who provide personalized plans and strategies to help clients achieve their financial goals. Financial planning may be more hands-on or hands-off, but strategies in Carlsbad can include managing client retirement accounts, investments, tax plans, and more.
21.0% of Carlsbad's population is of retirement age (62 years and older). Retirement planning for those individuals is designed to ensure that retirees are able to secure a stream of income for later in life. Many retirement plans provide a powerful framework for achieving this goal. If you are unsure of where to start, a retirement planner in the Carlsbad area can create a custom plan and walk with you each step of the way.
Estate planning is defined as the establishment of a legally compliant and comprehensive plan of action for the distribution of your asset base upon your death. In the Carlsbad area, estate planning may also consist of legal documentation regarding who is allowed to make medical decisions on your behalf, should you become incapacitated, as well as funeral arrangements.
Business financial planning is a service focused on helping businesses map out steps to achieve a financial goal over a set time. Business financial planning in the Carlsbad area addresses the many needs a business has, such as staffing, PP&E (property, plant and equipment), intangible assets, investments, etc.
Through tax planning, clients can strategize how best to minimize their tax payments through deductions and write-offs. Tax planning in the Carlsbad area is generally long-term and performed with the help of a qualified planner. Tax planning strategies will differ depending on depending on where you live. California has unique laws defining which actions trigger a taxable event and has the 10th highest total tax burden in the U.S., including income, property, and sales tax.
Transition planning for divorce or loss of a spouse involves working with an attorney or financial advisor in the Carlsbad area to create a financial planning strategy to protect your assets and heirs in the event of death or divorce. It typically includes updating wills and trusts, evaluating life insurances, long-term care arrangements, and creating inventories of bills, financial accounts, and other interests.
Debt consolidation and management typically involves rolling several loans into a single loan with better financing terms, such as a lower monthly payment or interest rate. Debt consolidation is a popular strategy for advisors in the Carlsbad area when dealing with high-interest credit card debt and private student loans.

 

The Value of Working With the Best Financial Planners in Carlsbad, CA


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near Carlsbad, CA

We evaluated over 13,000 RIA firms to bring you the best of the best Carlsbad financial advisors.
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How Retirement-Friendly is Carlsbad, CA?

  • Population: 114,253
  • % of Population 62 Years and Over: 21%
  • Average Home Value: $840,400
  • Average Monthly Housing Cost: $2,365
  • Average Household Income: $150,569
  • California Total Tax Burden: 9.48% (10th Highest in U.S.)
  • California Property Tax: 2.64% (19th Lowest in U.S.)
  • California Individual Income Tax: 3.78% (4th Highest in U.S.)
  • California Sales and Excise Tax: 3.06% (17th Lowest in U.S.)


The Top Financial Advisor Firms in Carlsbad, CA


SPROTT ASSET MANAGEMENT USA INC.

Website

(760) 444-5254

1910 Palomar Point Way
Suite 200
Carlsbad, CA 92008

SEC#: 801-66131
Years in Business: 15 years

RESOURCE CAPITAL INVESTMENT CORPORATION

Website

(760) 444-5254

1910 Palomar Point Way
Suite 200
Carlsbad, CA 92008

SEC#: 801-78106
Years in Business: 8 years

CARLSBAD WEALTH ADVISORY GROUP, INC.

Website

(760) 607-0812

5927 Balfour Ct, Suite 207

Carlsbad, CA 92008

SEC#: 801-107521
Years in Business: 5 years

SEASIDE WEALTH MANAGEMENT, INC.

Website

(760) 730-8120

6154 Innovation Way

Carlsbad, CA 92009

SEC#: 801-111750
Years in Business: 3 years

FINANCIAL FOCUS LLC

Website

(760) 431-3040

1917 Palomar Oaks Way
Suite 130
Carlsbad, CA 92008

SEC#: 801-112408
Years in Business: 3 years

DBA SEASIDE FINANCIAL & INSURANCE SERVICES

Website

(760) 433-4632

2888 Loker Ave East
Suite 302
Carlsbad, CA 92010

SEC#: 801-112721
Years in Business: 3 years

INTELLIGENCE DRIVEN ADVISERS, LLC

Website

(888) 401-2083

6128 Innovation Way

Carlsbad, CA 92009

SEC#: 801-114418
Years in Business: 2 years

AXXCESS WEALTH MANAGEMENT, LLC

Website

(858) 217-5347

6005 Hidden Valley Road
Suite 290
Carlsbad, CA 92011

SEC#: 801-76763
Years in Business: 9 years

ANCHOR BAY CAPITAL, INC.

Website

(760) 602-3470

5780 Fleet St.
Suite 308
Carlsbad, CA 92008

SEC#: 801-107983
Years in Business: 5 years

FOUNDATIONAL RETIREMENT SOLUTIONS LLC

Website

(949) 359-0035

5973 Avenida Encinas
Suite 304
Carlsbad, CA 92008

SEC#: 801-114533
Years in Business: 2 years